Chapter 7 Bankruptcy

Chapter 7 Bankruptcy is more aggressive than a Chapter 13 (where you are making payments that fit your income) and brings you a quick resolution.  This Chapter is designed to help those who have no means to pay back creditors.  Creditors of unsecured debts (credit cards, pay-day loans, etc.) act quickly and often place you in situations that are impossible to resolve.  Since Chapter 7 is not a repayment plan, you need to satisfy a certain formula called the “Bankruptcy Means Test.”  We can help you determine if you qualify.

Todd Courser 810-245-0813