Many people hate the idea of going to an attorney and are more nervous about dealing with the attorney than they are about filing for bankruptcy protection. Unfortunately, attorneys have a reputation of not doing what they say they will. Sometimes, they don’t even explain the whole process or costs to the client.
If you are in the situation of needing bankruptcy counsel, or any counsel for that matter, it’s best to get a referral from someone you know and then do some amount of interviewing of the prospective attorney in an initial consultation. If the attorney doesn’t explain the process, the costs, and the time frame that the process will take, then simply look elsewhere for someone to help with your problem.
I am as open and upfront on the process and cost as I can be, because if you are a person in dire straights and need bankruptcy counsel, then you need clear answers to your questions and clear expectations on the process that will happen. I will state my costs here to simply give you an idea of what should be paid. I am not the cheapest, by any means, but I’m also not the most expensive. We attempt to charge enough to do a great job for our clients using our trained staff, who can put time into doing and explaining the process. Just like in other areas of life, most times you get what you pay for. I quote my price for a single bankruptcy Chapter 7 filer as being $1,500 in total, which includes the court filing fees, the credit counseling fees, and the credit reporting fees (these fees total almost $400 and are included in my pricing). If the client is filing a joint Chapter 7 bankruptcy with their spouse, then the charge in total is $1,750, with once again, the credit counseling and reporting fees and the court filing fees included. I understand that although I’ve gone through this process many times, it is most likely your first time, so I try to treat this part of the relationship as open and as clearly as I can and explain the cost as if I were the person going through the bankruptcy.
Call my office to set up your consultation today. Todd Courser 810-245-0813